Stripe payments for artists: accept cards straight to your bank account

Stripe will ask for information about your identity and your activity. If you are a registered artist-author, sole trader or company, provide your business information and registration number when Stripe asks for it. If you are unsure about your status, check with your accountant or La Maison des Artistes.

For reference, European cards (EEA) are often around 1.5% + €0.25 per payment. UK cards, cards outside the EEA or corporate cards can cost more. The official and up-to-date rates are on stripe.com/en/pricing.

No. MycreArt runs on a Pro subscription: zero commission on your sales, whatever the amount. Only standard Stripe fees apply, and they are deducted by Stripe before the transfer to your bank.

By default, Stripe transfers funds to your bank account within 2 to 7 business days depending on your history and country. For a new account, the first transfer can take a little longer while Stripe reviews your activity before enabling recurring payouts.

Refunds are triggered from your Stripe dashboard; MycreArt receives the information by notification and updates the sale status. The Stripe fees on the initial payment are kept by Stripe. In case of a buyer dispute (chargeback), Stripe applies its procedure and MycreArt marks the sale as disputed and notifies you by email.

Activating payments creates a separate Stripe account dedicated to your MycreArt sales. If you sign in during activation with your usual Stripe credentials and your situation is eligible, Stripe may offer to reuse some previously verified details and your payout bank account. The new account may then be accessible from the same Dashboard, but this connection isn’t guaranteed. Stripe may also request additional information.

Yes. Stripe is a payment institution licensed with the European banking authorities, used by millions of businesses — your latest online purchases probably already went through it without you knowing. The ID and bank details are a legal verification requirement that applies to every financial institution, just like opening a bank account. These documents go to Stripe directly: MycreArt never sees or stores them.

Yes. Recording your sales, the documents and the buyer directory work for every sale — cash, transfer, cheque, card on a terminal. Stripe is only used for online card payment: payment links, QR codes and the "Acquire" button on your Pro Site. You can work without Stripe, and connect it the day a buyer wants to pay remotely.

MycreArt prefills the “Art Dealers and Galleries” category (MCC 5971), which also covers artists selling their work directly. Stripe may therefore not ask you to select an industry during onboarding. If your account is mainly used for another activity, check your business information in your Stripe Dashboard; if the category cannot be edited, contact Stripe Support.